Terms of Service

Effective Date: [May 18, 2025]

1. Introduction

Welcome to AARKInsurance (“Company,” “we,” “our,” or “us”). These Terms of Service (“Terms”) govern your access to and use of our website [AARKInsurance.org], Rating software, Insurance training programs, and insurance marketing services.



By using our services, you agree to comply with these Terms. If you do not agree, please do not use AARKInsurance’s website or services.

2. Services Provided

AARKInsurance offers:

  • Insurance Training Programs for beginners and professionals.

  • Insurance Online and Offline Marketing Services, including consulting, keyword research, and search engine optimization strategies.

  • Educational Content, including articles, webinars, and tutorials.

  • Access to Third-Party Rating Tools and software and quoting platforms.

3. Eligibility & Account Registration

To access certain services, you may need to register an account. By registering, you confirm that:

  • You are at least 18 years old or have parental/guardian consent.

  • The information you provide is accurate and up to date.

  • You are responsible for maintaining account security and confidentiality.

4. User Responsibilities

By using AARKInsurance, you agree to:

  • Use our services for lawful purposes only.

  • Not engage in fraudulent or misleading practices related to insurance, rating software, SEO, insurance or digital marketing.

  • Respect intellectual property rights related to AARKInsurance’s materials and content.

  • Not misuse automated tools that may disrupt website functionality or data integrity.

5. Payment & Refund Policy

  • Certain services require payment. Pricing is disclosed at the time of purchase.

  • Payments are non-refundable, except where legally required or explicitly stated in the insurance company's service agreements.

  • Subscription-based services, including insurance policies may auto-renew unless canceled by the user.

6. Intellectual Property Rights

  • All content, training materials, and branding related to AARKInsurance are protected by copyright and trademarks.

  • Users may not copy, distribute, or resell proprietary materials without written permission.

  • Any Rating strategies, Rating tools, Insurance training and insights, SEO strategies or insights shared by AARKInsurance remain the property of AARKInsurance and cannot be redistributed commercially without consent.

7. Limitation of Liability

  • AARKInsurance does not guarantee specific rating results or financial success from the rating tools or offline quotes.

  • Users acknowledge that insurance company rates change, search engine algorithms change, and results may vary.

  • We are not responsible for third-party service interruptions (e.g., Google, hosting platforms, or analytics providers).

8. Privacy & Data Protection

  • Our handling of user data is outlined in the Privacy Policy.

  • GDPR-compliant practices are followed for applicable users.

  • We do not sell user data to third parties.

9. Termination of Services

AARKInsurance reserves the right to terminate accounts or services if a user violates these Terms, including engaging in illegal activities, fraud, insurance fraud, claims fraud, or misuse of digital marketing techniques.

10. Changes to Terms

We may update these Terms periodically. Continued use of our services after updates signifies acceptance.

11. Governing Law

These Terms are governed by the laws of Oklahoma, United States. Any disputes will be resolved in accordance with applicable jurisdiction.

12. Contact Information

For questions about these Terms, contact us at:

AARKInsurance [PO Box 6726, Moore, OK  73153-0726] [Contact Us] [1-405-799-8727 x7]